Are You in Debt?

Over the last year, there has been a lot of talk about our spending habits and how we were living on credit and how that’s bad and five-step plans to get yourself out of debt and get the creditors off your backs and how to make sure you have a good mortgage and ways to have a cheap vacation all while living your dream.

Sorry for the run-on sentence, that was done for effect. It’s been a stressful year for a lot of us, myself included. Each of us has had to fight and battle through different challenges, but we’re here and we’re still ticking – chasing after that elusive dream each of us holds near to our hearts.

That begs the question today: Are you in debt? No, put those checkbooks away! I’m talking about your life.

Think about it in terms of your dreams and your passions and the activities you enjoy most.

Do you have too little time for you passions?
Do you have too much stress in your life? Or at work?
Are you spending too much time on tasks that don’t inspire you or push you to do after your passions?

If you’re answering yes to those questions, then yes, you are running a life deficit. It’s time to turn that around. As we near the end of the year, a few times a month I’m going to dive into this topic of running a “Life Deficit” and ways you can turn that around to run a surplus.

Let’s start with this though: What areas of your life are you running a surplus?

(Flickr image via samsmith)

FOCUS: Get to Work (v2n22)

This Week’s Lesson
Don’t procrastinate or else your work can suffer.
-Mitch F’s life lesson from Lenexa, Kansas

Richard’s Thoughts…
Recently I was on a business trip that took me away from my home for nearly two weeks. If you’re never done that, here are a few promises: You will miss home. You will pay anything for a tall glass of milk. You do grow tired of hotels. You will miss your peanut butter and jelly sandwiches.

Being away for two weeks, I packed all the projects I was working on and I brought my book, all with the intention of working on them like I would have had I been at home. Needless to say, I was so busy that I didn’t touch any of the work or the book and only worked out twice. So now, I’m back home and have committed a lot of time over the next two weeks to play catch up. Boy, it would have been easier to just do some of the work while I was on the road!

Do you have a project you’d like to get done, but you’ve just been pushing it back because other things are getting in the way or its just not “that” important. Well, today is your lucky day! You’re getting it done today! So go, get started and your project and your life will be better for it. Good luck!

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3 Cups of Tea, We Are Family

I’ve been wanting to read, Three Cups of Tea since I picked it up last Christmas and I finally was able to work it into my schedule and I’m glad I did.

Tea is written by Greg Mortenson (the guy who the book is about) and David Oliver Relin, and the story begins when Mortenson was a child and how his family lived around the world and it is these travels and these experiences that set Mortenson up for his future adventure that is changing the world.

The challenge of any man, of all people, is to leave the world a better place than they found it. In a twist of fate, after failing in his climb up K2, Mortenson ended up in a tiny village clinging to life. The people there in Korphe saved his life. Upon his departure, he made a promise that would save both of theirs.

Mortenson made a promise upon his departure that he would come back and build a much needed school in Korphe. Korphe is in the northern portion of Pakistan, the part that bread the birth of Al-Qaeda. He journey is long and painful and with brief moments of sheer terror for the life of Mortenson.

Here (in Pakistan and Afghanistan), we drink three cups of tea to do business; the first you are a stranger, the second you become a friend, and third, you join our family, and for our family we are prepared to do anything–even die.
-Haji Ali, Korphe Village Chief, Karakoral Mountains, Pakistan

The is a read you won’t want to put down and will surely inspire you to want to pick up a hammer and build a school yourself.

Learn more about Three Cups of Tea.

FOCUS: Baby Steps! (v2n19)

This Week’s Lesson
You can change anything in your life that you want to by taking baby steps.
-Anonymous’ life lesson from Cedar Rapids, Iowa

Richard’s Thoughts…
Anything worth doing is worth doing right. Measure twice, cut once. Think then do. Those are all sayings about doing things and doing them right. Those all go without saying. But it’s also said that anything worth doing takes time. Sometimes that time is a few hours or it can even take a lifetime.

So let’s just say you have a goal that could take you years… how do you remain motivated for that? Is it just the drive, the dream that keeps you going? I recently wrote about this on my blog in a post titled: “Celebrate Your Successes” and in it I drive home the importance of celebrating those baby steps and how important doing that can be to your overall quest. In writing my book, “Anything is Possible,” I had to celebrate the small successes. Now going through the editing stages, it’s vitally important to do that. If I didn’t, I think I’d go crazy.

For you I’m going to look at this two ways. First if you have a long-term goal you’re going towards, what baby step can you focus on for the next week? Since it’s just a baby step, don’t make it too hard. On the other hand, if you don’t have a long-term goal set out at the moment, what have you always wanted to do but haven’t started because of the effort or time it will take? That’s your baby step for the next week… start doing something about it. Last week’s lesson was about living for today, so lets get to it!

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